Buying Income, Not Just Stocks: What I Look for Before Investing

A Real Conversation About Building Wealth

Let’s get real. People keep asking me how I decide what stocks to buy, what indicators I look for, and how I know when it’s the right time to get in. So today’s Ty Session is about just that — how I approach the market, what tools I use, and the shift in mindset that’s helped me build systems that work for me.

I’m not giving investment advice. I’m giving Ty Wellness perspective. Let’s go.

First Things First: Stock Analysis Tools I Actually Use

You don’t need a fancy setup. I use StockAnalysis.com and StockCharts.com — both completely free, no account needed. If you’re new, that’s your starting point.

• Use Stock Analysis to spot top gainers, top losers, and trending stocks.

• Use Stock Charts to check the RSI, MACD, and volume—indicators that tell you whether a stock is overbought or oversold.

It’s basic, but powerful. You’d be surprised how far you can get just reading data.

Buy Money, Not Hype

Here’s the mindset shift: I don’t buy stocks. I buy income.

Let me explain.

Let’s say you get a paycheck from your job. Most people take that check and pay bills. What I teach is — use that paycheck to buy assets that pay you back.

That’s how you buy freedom.

Comparing Two Stocks: Nvidia vs. ORC

Let’s take two examples. Nvidia is huge in AI. Their stock is over $100 — and their dividend is… one cent. One cent every few months.

Now look at a REIT like ORC. It’s around $8.77/share. And it pays 12 cents every month. That’s over 1% back each month. Multiply that. That’s how you build recurring income.

So I ask myself: how many shares do I need to make $1,000/month?That’s the kind of math that changes your life.

Don't Chase Dividends Without a Plan

Now hold up — don’t get caught “dividend chasing.” Just because a stock pays a lot doesn’t mean it’s sustainable. Some REITs fluctuate. I’ve moved on from some older picks after I found stronger options. But the concept holds: you can buy income. You can literally buy your freedom.

Retirement?It’s not an age — it’s a formula. It's how you build income engines to cover your life.

The Indicator That Changed the Game

Let me put you on to something: RSI — Relative Strength Index.

• RSI under 30 = oversold. Might be a discount.

• RSI over 70 = overbought. Be cautious.

Pair that with volume, price movement, and news articles from trusted sources and you’ll start to see why a stock is moving — not just that it is.

This is how you start developing your investor eyes.

Long-Term Thinking Changes Everything

If I buy $75,000 worth of a dividend stock that pays me $1,000/month, that’s an engine. And once it pays me back my original investment in dividends, it’s a free income stream. It’s printing money now.

You don’t need to gamble. You need a plan.

Even if you're working a job right now — start thinking in income engines.Every dollar that passes through your hands is either burned or used to build equity.

Final Thoughts: Learn, Build, and Reinvest

Whether you’re using REITs, ETFs, dividend stocks, or building your own business — the game is the same. Learn how to build income that works without you.

• Learn the tools

• Do the research

• Invest for income

• Reinvest the income

It’s not about hitting a home run. It’s about hitting solid singles, consistently.

“Make yourself a paycheck. Make your goals, dreams, and ambition a priority.”

We’ll break down more strategies inside the community and in future sessions. You’ve got this.