Bitcoin, Solana, and the Power of DeFi

We’re in a new era — and most people don’t even know it yet. The way we think about money is changing. That’s what this Ty Session is all about: understanding decentralized finance (DeFi), how it works, and why it matters.

Let’s break it down…

Centralized vs. Decentralized: Why It Matters

Banks hold your money. But they also make you ask permission to use what’s already yours.

With DeFi, it’s different. Everything is transparent. Every transaction, every ledger entry — it’s all on the blockchain. It’s open source. You can see where value moves, where inflation comes from, and how the game is played.

This isn’t just about owning Bitcoin or ETH. It’s about understanding what money really is.

Crypto = Ownership and Access

When you hold crypto, you’re holding a piece of a network. It’s like owning a slice of the new internet.

Solana, Ethereum, Algorand, XRP — these aren’t just coins. They’re protocols. They’re networks. And people are building on them. When others use those networks, the value of your holdings goes up. That’s buying into innovation before it becomes mainstream.

Automatic Market Makers and Liquidity Pools

Think of DeFi as a permissionless bank. You can borrow against your own assets without approval. The smart contracts (code) handle it.

No more gatekeeping. No more middlemen. You build equity. You use it. You move how you need to move — fast.

Real Talk on Market Manipulation

Market manipulation isn’t always malicious. Sometimes it’s just everyone doing the same thing without thinking. Look at real estate: everyone prices based on “competitiveness,” not real value.

Same thing happens in stocks. Same thing in crypto. But when you understand the system, you can make smarter moves — you stop being reactive and start thinking long-term.

It’s Bigger Than Investing

Web3 isn’t just about money. It’s about power, control, and ownership.

Just like people once laughed at Facebook, Amazon, or YouTube — now they dominate. Crypto projects are at the same early stage. If you understand what’s being built, you don’t just invest... you participate.

Final Thoughts: This Is Just the Beginning

You don’t need to be an expert. You just need to start learning. Understand equity. Learn how to borrow against your own assets. Learn how to protect and multiply what you already have.

Crypto is more than hype. It’s a tool. And when you learn how to use the tool, you stop waiting for change and start creating it.

Make yourself — and your financial literacy — a priority.